Services
The best financing solutions, all in one place.
Home Mortgage Loan
One of the most important decisions of our lives should be made with the help of a specialist in the field. At Maxfinance Cool, we accompany you throughout the entire mortgage process, guaranteeing security, transparency, and the best conditions.
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Home Mortgage Loan Transfer
Transferring your mortgage to another bank can mean a reduction in your monthly payment. A simple analysis can reveal real savings every month.
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Construction Loan
Financing designed for construction projects, with phased capital disbursement and terms tailored to your budget. We simplify the process and guarantee competitive solutions.
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Home Renovation Loan
Small improvements or major renovations? We find the ideal loan solution, tailored to your project, providing expert support.
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Personal Loan
Make your personal or family projects a reality. From your dream trip to the home renovation you've always wanted to do, Maxfinance Cool will be there to support you.
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Car Loan
Diverse solutions for a loan on wheels. Buy your vehicle, new or used, with the help of Maxfinance Cool.
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Credit Consolidation
Do you have multiple loans? Consolidating them can be the first step towards saving. By combining all your loans into one, with a single monthly payment, you can simplify your financial management and reduce your monthly burden by achieving a payment lower than the sum of your current payments.
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Insurance
We need security in all aspects of our lives: behind the wheel, at home, on a trip. Through MDS Finance, Maxfinance Cool offers extensive insurance resources.
Saber maisWhat are the advantages of using Maxfinance Cool's service?
We simplified the process and monitored every step of the way.
This service is completely free for the customer.
We handle all the paperwork and bureaucracy so you can save time, travels, and stress.
We compare several offers from different banks to obtain truly advantageous conditions for you.
We provide support from start to finish; we're by your side every step of the way.
Meet our partners
We work with various financial institutions to find the most suitable solution for each client.
Contacts
Talk to us — your goal is our starting point.
Blog
Read our articles and start making smarter financial decisions.
O crédito à habitação é, para a maioria das famílias portuguesas, o compromisso financeiro mais relevante de toda a vida.
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O crédito pessoal continua a ser uma solução amplamente utilizada para financiar diferentes necessidades, desde despesas inesperadas a projetos pessoais.
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No final do mês, muitas famílias fazem as contas e ficam com a sensação de que o dinheiro “desapareceu”.
Read moreFind here the answers to your questions!
Credit Intermediation is a regulated financial service that connects clients with banks and financial institutions.
At Maxfinance, we analyse your financial profile and identify the best credit solutions, offering independent, transparent and personalised support tailored to your needs.
Using Maxfinance’s Credit Intermediation services provides several advantages:
- Access to competitive credit conditions through partnerships with multiple banks and financial institutions;
- Time savings, as we manage the entire credit process, from analysis to negotiation and documentation;
- Independent and specialised advice, ensuring informed financial decisions;
- Ongoing support throughout all stages of the credit application, including more complex situations.
Yes.
Maxfinance’s Credit Intermediation services are completely free for clients. Our remuneration is paid by partner financial institutions only when a credit agreement is successfully completed.
Glossary of Credit Terms
Understand, simply and quickly, the main terms used in the world of credit. More informed financial decisions start here.
Check our Glossary
Complementary information to the Credit Intermediation activity
Rua da Boca Nº228
4770-564 Vila Nova de Famalicão
Portugal
Rua Joaquim Costa Pereira Serra, Loja 7
4785-327 Trofa
Portugal
Civil Liability
Mortgage Credit
HISCOX SA PORTUGAL - 2549058
Valid from until
Consumer Credit
HISCOX SA PORTUGAL - 2548954
Valid from until
Lenders with a binding agreement
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ABANCA PORTUGAL S.A.
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BANKINTER, SA - SUCURSAL EM PORTUGAL
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BBVA Instituição Financeira de Crédito S.A.
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BANCO BPI, SA
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Caixa Central de Crédito Agrícola Mútuo
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CAIXA GERAL DE DEPÓSITOS, SA
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BANCO CTT, SA
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NOVO BANCO, SA
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BANCO SANTANDER TOTTA, SA
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UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, SA
Conflict Resolution Centres
- CACCVA – Centro de Arbitragem de Conflitos de Consumo de Vale do Ave
- CACCL – Centro de Arbitragem de Conflitos de Consumo de Lisboa
Value restriction
The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.
Supervisory Entity
Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )
Mortgage and consumer credit related services
- Presentation or proposal of consumer credit agreements
- Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
- Conclusion of credit agreements with consumers on behalf of creditors
- Consultancy services
Make a complaint
In the event of a complaint, it must be submitted in the following ways:
- By filling in the complaints booklet, available at www.livroreclamacoes.pt
- Directly to the Bank of Portugal, by letter or via the website www.livroreclamacoes.pt
- Complaints can also be made in person at the company's address.