COOL

Services

The best financing solutions, all in one place.

Assinatura escritura compra de casa, casa em miniatura ao fundo

Home Mortgage Loan

One of the most important decisions of our lives should be made with the help of a specialist in the field. At Maxfinance Cool, we accompany you throughout the entire mortgage process, guaranteeing security, transparency, and the best conditions.

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Casa em miniatura colocada sobre moedas com fundo azul.

Home Mortgage Loan Transfer

Transferring your mortgage to another bank can mean a reduction in your monthly payment. A simple analysis can reveal real savings every month.

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Casa em paus de madeira simbolizando a construção, calculadora e plantas

Construction Loan

Financing designed for construction projects, with phased capital disbursement and terms tailored to your budget. We simplify the process and guarantee competitive solutions.

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Miniatura de casa com fita métrica e pregos, simbolizando o projeto de pequenas obras ou remodelações

Home Renovation Loan

Small improvements or major renovations? We find the ideal loan solution, tailored to your project, providing expert support.

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Alguém a juntar moedas em pilhas, com fundo azul

Personal Loan

Make your personal or family projects a reality. From your dream trip to the home renovation you've always wanted to do, Maxfinance Cool will be there to support you.

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Chave de carro e miniatura de carro, com calculadora e bloco de notas, simbolizando crédito automóvel.

Car Loan

Diverse solutions for a loan on wheels. Buy your vehicle, new or used, with the help of Maxfinance Cool.

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Cartões de crédito, calculadora, análise de despesas mensais

Credit Consolidation

Do you have multiple loans? Consolidating them can be the first step towards saving. By combining all your loans into one, with a single monthly payment, you can simplify your financial management and reduce your monthly burden by achieving a payment lower than the sum of your current payments.

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Blocos de madeira com símbolos, simbolizando seguro automóvel, saúde, casa, viagem.

Insurance

We need security in all aspects of our lives: behind the wheel, at home, on a trip. Through MDS Finance, Maxfinance Cool offers extensive insurance resources.

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What are the advantages of using Maxfinance Cool's service?

We simplified the process and monitored every step of the way.

1

This service is completely free for the customer.

2

We handle all the paperwork and bureaucracy so you can save time, travels, and stress.

3

We compare several offers from different banks to obtain truly advantageous conditions for you.

4

We provide support from start to finish; we're by your side every step of the way.

Meet our partners

We work with various financial institutions to find the most suitable solution for each client.
 

ABANCA
BBVA Consumer Finance
Banco CTT
BPI
Bankinter
Caixa Geral de Depósitos
credito agricola
Cofidis
Novo Banco
novobanco açores
Santander
UCI
Unicre

Maxfinance Cool is growing and we want to strengthen our team!

If you have a passion for finance, strong communication skills, and a desire to learn, this could be your opportunity. Send us your application and become part of a team that values ​​growth and excellence. We offer training, mentoring, and all the tools you need to develop and build a solid career.

Submit your application

Contacts

Talk to us — your goal is our starting point.

Blog

Read our articles and start making smarter financial decisions.

15.12.2025 Taxas e Indexantes: tome decisões informadas

Em Portugal, fala-se tanto de crédito à habitação que é muito fácil achar-se que o tema é simples e que qualquer busca online nos prepara para a sua contratação. Mas isso não é verdade.

Read more
09.12.2025 Crédito Habitação: isenção da comissão de amortização termina no final de 2025

A isenção da comissão de amortização antecipada nos créditos à habitação com taxa variável termina já a 31 de dezembro de 2025.

Read more
21.11.2025 Crédito à habitação volta a acelerar. O que está a mudar no mercado?

O crédito à habitação tem vindo a registar uma trajetória histórica, com os dados mais recentes do Banco de Portugal a confirmar um crescimento continuo ao longo dos últimos 21 meses e a carteira a

Read more

Find here the answers to your questions!

A credit intermediary is an entity or company that acts as an intermediary between customers seeking a loan and the financial institutions that provide it. Our main role is to help you find the best financing options for your needs.

Using MaxFinance will bring you numerous advantages, namely:

  • Thanks to the many partnerships we have, we have significant negotiating leverage and access to favourable conditions, allowing us to offer you the most suitable solutions;
  • You will save time and effort, as we handle the entire process on behalf of the customer (research, negotiation and credit documentation);
  • You will have expert counselling in order to make informed choices and assistance with the intricate documentation that a loan process entails.

No! The credit intermediation service doesn't cost the client anything, as Maxfinance has strategic partnerships with several financial institutions, which, when a customer signs a loan agreement, only pay us a fee for the transaction.

Glossary of Credit Terms

Understand, simply and quickly, the main terms used in the world of credit. More informed financial decisions start here.

Check our Glossary
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Complementary information to the Credit Intermediation activity

Ana Cristina Oliveira Marques

Rua da Boca Nº228
4770-564 Vila Nova de Famalicão
Portugal

Rua Joaquim Costa Pereira Serra, Loja 7
4785-327 Trofa
Portugal

0008115 | Consult
Vinculated

Civil Liability

Mortgage Credit

HISCOX SA PORTUGAL - 2549058

Valid from until

Consumer Credit

HISCOX SA PORTUGAL - 2548954

Valid from until

Conflict Resolution Centres

  • CACCVA – Centro de Arbitragem de Conflitos de Consumo de Vale do Ave
  • CACCL – Centro de Arbitragem de Conflitos de Consumo de Lisboa

Value restriction

The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.

 

Supervisory Entity

Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )

 

Mortgage and consumer credit related services

  • Presentation or proposal of consumer credit agreements
  • Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
  • Conclusion of credit agreements with consumers on behalf of creditors
  • Consultancy services

Make a complaint

In the event of a complaint, it must be submitted in the following ways: